Does Insurance Cover the Cost of Dental Implants

Dental implants and Insurance

If you need a dental implant (a permanent teeth replacement), you are likely wondering whether your health insurance covers the cost of your treatment.

How to check if your Insurance covers Dental Implants?

Firstly, let’s find out if you have a major dental cover with your health insurance provider. 

Major dental is essential because this is usually the only plan that covers dental implant treatment in Australia.

If you have major dental cover, it should help with some of your costs. 

However, in our experience at Glenferrie Dental, insurance providers won’t cover the complete dental implant treatment cost. 

Bear in mind that even if your policy does cover dental implants, there is usually a 12-month waiting period before you can claim. 

However, some insurers offer dental with no waiting period. 

Again, be sure to check with your insurer what waiting periods might apply to you.

Depending on how many dental implants you require, the total cost can be range between $4,500 for a single implant to $19,000 for All-On-4 dental implants in Melbourne.

If you only have a general dental cover on your policy, this only covers part of the cost for routine dental treatments and won’t help with dental implant treatment.

 

Does Medicare cover the cost of dental implants?

Generally speaking, Medicare does not cover dental examinations and treatments such as dental implants. Still, in some cases, Medicare may contribute to the cost of deemed clinically necessary procedures. 

Speak to our friendly dentists about your situation, and they will be more than happy to advise you on your best options.

Many patients also choose to fund the cost of dental implants either via payment options such as SuperCare.

Dental Implant Payment options

At Glenferrie Dental, all of our implant costs are detailed on the individual treatment plan that you will receive at your free consultation.

Dental implants are a significant investment in your health and confidence. We want to make tooth implants as accessible as possible for all Australians.

Glenferrie Dental offers flexible payment options, including:

  • Electronic funds transfer (EFT)
  • Credit cards & Debit cards
  • Cash
  • Humm Finance
  • Early release of superannuation for eligible patients via SuperCare 

What About Dental Implants Overseas in Bali or Thailand?

As you can imagine, overseas dental treatment, including teeth implants, carries significant risks. Australian health insurance won’t cover the dental implant treatment if it’s done overseas, in most cases.

It may appear to be a cheaper alternative than implant treatment in Australia. Still, as soon as you factor in the cost of flights, accommodation, and potential follow up appointments, it becomes clear that it’s not a great option.

One of the major concerns is that if you’re unhappy with the dental work, you have no way of getting help, as many Australian dentists won’t be able to work on dental implants that were done overseas.

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